substantive audit

charitarian 英[tʃærɪ'teərɪən] 美[tʃærɪ'teərɪən] n.慈善家 swivel 英['swɪv(ə)l] 美['swɪvl] v.旋转 canna ovary 美人蕉子房 loquat gray leaf spot 枇杷灰斑病 perch thigh 鲈鱼大腿 fish pond 鱼塘 guinea fowl paratuberculosis 珍珠鸡副结核 razor clam stillbirth 蛏子死胎 scapharca broughtonii 毛蚶 processing of grass carp 加工草鱼 cypress knot cluster 柏木节群 cost alert 成本预警 multi-asset security 多资产证券 net drawdown 净回撤 par yield 面值收益率 prepaid remittance 预付汇款额 rural guarantee subsidy 农村担保补贴 co- balance 共同余额 enterprise profiling 企业画像 mobile open-ended insurance 移动开放式保险 philanthropy reporting 慈善报告 private banking advisory 私人银行咨询 surrendered coefficient 已退保系数 out-of-pocket factor 付现因子 revenue disclosure 收入披露