facultative consultation

depressed 英[dɪ'prest] 美[dɪ'prɛst] adj.沮丧的,降低的 roughtailed 英['rʌfteɪld] 美['rʌfteɪld] adj.尾巴粗糙的 tchad =Chad luffa stem nematode 丝瓜茎线虫病 sunflower seed chafer 向日葵籽金龟子 hami melon snail 哈密瓜蜗牛 storage of trumpet creeper 贮藏凌霄 mulberry silkworm propolis 桑蚕蜂胶 currency-adjusted benchmark 汇率调整后基准 floating-rate fixed income security 浮动利率固定收益证券 insurance quantitative product 保险量化产品 prime-grade haircut 优质折算率 student grade 学生等级 active asset strategy 主动资产策略 balanced insured 平衡型被保险人 commodity conservative strategy 商品保守策略 cross-border low-risk strategy 跨境低风险策略 offshore trust annuity 离岸信托年金 convertible trust 可转换信托 critical illness plan policy 重疾计划保单 assets held for sale settlement 持有待售资产结算 internal control budgeted entry 内控预算分录